Ricky Knox is a serial entrepreneur and investor. He is Founder and Chairman of Prosper and Carbontricity, and the Founder of Tandem Bank (CEO from inception to July 2021), an app-based bank that aims to revolutionize banking to save people and planet.Ricky has helped create a series of technology disruptors in Fintech/telecoms.

He co-founded GSM Systems (global mobile telephony network services provider) in 2003 and is a Founder of Small World Financial Services Group, a global money transfer business with over £5bn of transfers - one of the world’s largest international money transfer operators.

In 2012, he co-founded Azimo, a social digital payments platform that enables simple, fast and secure remittances to 198 countries around the world (remaining as Non-Executive Director until 2018).

Ricky has been investing in Fintech businesses since 2003, and has backed other notable Fintech businesses such as Curve, Comply Advantage, Vitesse, Liberis and Modulr.